The Garn St. Germain act says that as long as you set up a typical revocable living, trust that you have complete control over while you are alive, you don’t lose out on a good interest rate of your mortgage or any other terms. You are of course required to still pay the mortgage as an individual, but putting Home inside of a trust should not affect the mortgage. #EstatePlanning #LivingTrust #FillThatBucket #Pevney #financialfreedom | Pevney Estate Planning
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🏡 Moving your home into a revocable trust or gifting it to family? Relax—under the Garn-St. Germain Act, the lender’s due-on-sale clause can’t be enforced, so they can’t call the loan or jack up your rate. Knowledge = leverage!👇 #DueOnSaleClause #GarnStGermainAct #MortgageMyths #LivingTrust #EstatePlanning #RealEstateLaw #HomeownerTips #AssetProtection #RefiFreeZone #RealEstateInvesting | Pevney Estate Planning
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