If you're an agency owner, it may be time to consider switching your banking services. Not only could it save you money in fees, but your money could start to earn 2% APY. That's two wins for your agency, and the day's just getting started. ¹ Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accept