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0:11
YouTube
Refine Risk
Workers Comp Insurance Explained
Workers comp insurance is a type of coverage that pays for injuries or illnesses your employees suffer as a result of their work. It protects both your team and your business by covering medical expenses, lost wages, and more. In this video, we explain how workers comp works and why it’s essential for business owners. Refine Risk is an ...
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Worker's comp approved my PTSD claim. Then told me to switch therapists in the middle of treatment. Let me explain how broken this is: I filed for PTSD treatment (presumptive condition for firefighters in California) Worker's comp approved me for a specific therapist I started treatment during a mental health crisis Last week: City of La Verne threatens to stop paying me because claim isn't approved yet This week: Claim is approved, but now they want me to switch therapists So they're disrupting
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What’s the one coverage no trucking company should run without? Proper cargo coverage. A lot of people focus only on liability or workers’ comp, but cargo coverage that actually matches what you haul can protect your business relationships and revenue. One denied cargo claim can cost you a valuable shipper and future loads. The right coverage isn’t just about compliance—it’s about protecting your reputation and keeping freight moving. If you’re serious about trucking and want someone serious abo
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