How much money do you REALLY need to retire? A simple rule of thumb: 30–40× your annual expenses Example: If you spend ₹1,00,000/month → ₹12,00,000/year Retirement corpus ≈ ₹3.6–4.8 crore Why this works: 1. A 4–5% safe withdrawal rate can comfortably sustain expenses 2. Corpus can last till 85 years 3. Principal likely stays intact Key Takeaways: 1. Calculate annual expenses → multiply by 30–40× 2. Adjust multiple upward if lifestyle costs are higher 3. Ensure big-ticket goals (education, house)
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You want to retire soon. You wonder if your retirement income will be enough. And lately, your advisor feels a step behind. That is why we created tmrw. A weekly newsletter for families with $1–15M in investments who want clarity on retirement, taxes, and investing. Every Thursday, over 24,000 investors, executives, and entrepreneurs get concise, actionable insights to help them make smarter moves for their next chapter. Less complexity. Better decisions. Built for families who are ready to get
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