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A quiet reality behind everyday payments: Each card transaction typically includes a processing fee of around 2–4%. For small businesses, those percentages can add up quickly over time. For example: A shop doing $3,000 in daily sales may see $60–$120 go toward payment processing fees. Over a year, that can represent a significant amount leaving the local economy. Why some businesses still prefer cash: • The full payment stays with the business • No processing delays or service interruptions • Fe
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