Limits on high loan-to-income (LTI) mortgage lending could be relaxed under new plans proposed by the FCA and PRA. Currently ...
The Bank of England (BoE) has been active in July 2025, releasing critical updates on financial stability, regulatory adjustments, and public engagement efforts. These initiatives reflect the BoE’s ...
It is just over a year since the Bank of England’s Financial Policy Committee (FPC) imposed a loan-to-income (LTI) cap on lenders, specifying that no more than 15 per cent of their total lending ...