Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Somer G. Anderson is CPA, doctor of accounting, and an accounting and finance professor who ...

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Your chances of getting approved for a personal loan with a lower interest rate are a lot better if you have a good credit score. But even if you have fair or bad credit, there are options. Some ...

A form of installment credit, personal loans must be repaid in regular increments over a set period, or term. Since they have lower interest rates, they can be an affordable alternative to credit ...

SoFi is an online lender that offers a range of products, including large personal loans that you can use for various purposes. SoFi requires a minimum credit score of Does not disclose and an annual ...