When changing jobs, deciding what to do with your 401(k) might not be at the forefront of your mind. However, these retirement accounts are designed to be portable, giving you time to make a decision.
A monthly fee of $4.55 could cause you to lose nearly $18,000 in account growth. A 401(a)(5) fee disclosure form lists all the fees you're responsible for paying. A fund prospectus is a good place to ...
Learn how to protect and rebuild retirement savings during a job transition, how to stabilize income and how to stay on track for long-term financial goals.
Key Takeaways One-third of individuals who have Vanguard-administered 401(k) plans and left a job in 2023 withdrew their balance in a lump sum rather than rolling it over to their new job or another ...
Imagine retiring with $90,000 less in your nest egg—not because of a bad investment, but because you forgot about old 401(k) accounts from past jobs. In today’s job market, where career transitions ...
Many workers choose an IRA rollover when changing jobs. Unfortunately, it's not uncommon for accounts to be neglected, or never invested out of cash. Rolling an old 401(k) over to an IRA isn't an ...
President Donald Trump’s tariff policies are sending stock markets lower around the world and experts are offering some time-honored advice about what to do. If you have decades ahead of you until ...
A U.S. Government Accountability Office study reported that 41% of American workers are unaware that 401(k) plans carry fees. Yet these fees can cost a workers thousands (and thousands) of dollars ...