What is APR, and how does it help you compare loans and credit cards? Well, APR (annual percentage rate) represents the fees and interest you’ll pay on a financial product over a period of one year.

Zero percent APR cards generally offer promotional periods, typically between 12 and 21 months, during which no interest is charged on your qualifying balance. Many people use 0 percent APR cards to ...

The 0% rate doesn't last forever, doesn't always apply to your entire balance and doesn't come without risks. Many or all of the products on this page are from partners who compensate us when you ...

When a debt is discharged, it can impact what you owe, but the process and outcome aren't always straightforward.