To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...

If you've had your mortgage for a while or have built equity in your home, you may have considered refinancing. Refinancing is when you take out a new home loan to pay off the existing one to ...

Refinancing a home equity loan can lower monthly payments and lengthen or shorten your loan term. Drawbacks to refinancing a home equity loan include prepayment penalties and closing costs.

If you bought a home in the US in the past few years, a period when mortgage rates surged to their highest levels in more than two decades, you probably had a plan: “Date the mortgage rate and marry ...

The rate on a 30-year fixed refinance increased to 6.35% today, according to the Mortgage Research Center. For 15-year fixed ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2% increase in renovation spending, according to a report by the Joint Center for ...

Mortgage refinancing lets you change the terms of your home loan. The most common type, rate-and-term refinancing, enables you to get a new interest rate or payment schedule, which can save you ...

Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2 percent increase in renovation spending, according to a report by the Joint Center ...

Homeowners often use solar loans to finance their clean energy systems, but these loans don’t have to run the full eight to 20 years. Refinancing might make sense as your financial situation changes ...