A mortgage modification is when your lender, upon request, changes the terms of your home loan to make monthly payments more affordable.

Important As of September 2023, all TARP programs—including the federal Home Affordable Modification Program (HAMP) —have closed.

HAMP Program Requirements While modifications could make payments affordable, not everyone qualified for HAMP benefits. Program eligibility was limited to those who met the following criteria ...

The Home Affordable Modification Program (HAMP) was designed to help homeowners who were struggling financially avoid losing their homes.

The problem the Administration is out to tackle is related to the structure of the Home Affordable Modification Program (HAMP).

Gretchen Morgenson talked about her [New York Times] piece on the effectiveness of the federal government's Home Affordable Modification Program (HAMP). HAMP was set up by the Obama administration ...

The government’s Home Affordable Modification Program, part of the government’s Making Home Affordable Program, encourages lenders to offer more loan modifications by giving them grants ...

To bolster its effort to reduce foreclosures, today the Obama administration announced new changes to its Home Affordable Modification Program. The proposed measures include allowing unemployed ...

Converting trial modifications to permanent plans under the U.S. Home Affordable Modification Program has proven a vexing problem for the foreclosure prevention program.

CLE Center offers Emerging Trends in Home Affordable Modification Program (HAMP) Litigation course for continuing legal education credits individually or part of a compliance bundle. Learn more ...

The purpose of this letter is to address questions regarding whether adverse action notices under Regulation B (Equal Credit Opportunity) are required for mortgage loan modification declinations, ...