Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

As of December 3, 2025, the average home equity loan rate is 7.99%, according to Bankrate’s regular survey of rates. The ...

Monthly payments on a $50,000 home equity line of credit are not one-size-fits-all, and the way they are calculated can ...

Calculating the monthly costs of a home equity loan is simple to do with precision thanks to the product's fixed interest ...

A Fed rate cut this week could be good for home equity borrowers. Here's what happened after the last two rate cuts.

How does a home equity loan work? First, it's important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

More lenders are approving home equity loans without traditional appraisals, cutting weeks off the process. Here's how no-appraisal loans work, what you sacrifice — and when you actually need an ...

Whether you’re looking to lower your monthly mortgage payment, lock in a better interest rate, or tap into your home’s value for cash, there’s one number that matters most: your home equity. Home ...

HELOCs might seem like an easy way to turn rising home equity into cash, especially when you’re struggling to make more than ...