In case you didn't hear, mortgage rates hit an all-time low last year. The popular 30-year fixed-rate mortgage fell to 4.19 percent in early October, but has since risen to 4.74 percent, according to ...

You can refinance a personal loan, either with your current lender or by switching to a new one. Most lenders allow you to refinance, and it could make sense to do so if you can secure a lower rate.

A personal loan could help you pay for emergencies, finance a large purchase, or consolidate debt. At some point, you might think about refinancing a personal loan if you want to try to lower your ...

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum ...

As of May 5, 2025, the U.S. Department of Education has officially resumed collections on federal student loans in default. This marks a major shift from the pause and relief policies under the Biden ...