Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's VantageScore, owned by the three major credit bureaus.

America's credit scores are slipping, and the pullback is the sharpest in more than a decade. Behind that national slide, one ...

Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.

If you're often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can ...

When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

Throughout life, there are many important numbers to know: your birthdate, your social security number and your anniversary, but none may be able to impact your future quite as much as your credit ...

Your credit score is a rating of how likely you are to repay money you borrow. If you have a high score, you're considered to be a low risk as a borrower. Anything above 700 is fairly high -- the most ...

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Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

VantageScore, owned by the three major credit bureaus Experian, Equifax and Transunion, will be another choice for mortgage ...