A six-digit code meant to protect you can do the opposite in seconds, once it’s shared, the system assumes it was always you.

India’s digital payments ecosystem is undergoing a major security upgrade as the RBI moves beyond SMS OTPs to stronger ...

From April 1, 2026, the Reserve Bank of India's new authentication directions modernise how every digital payment you make must be verified -- and place the burden of security squarely on your bank, ...

Ever had a moment when your BFF texted you an acronym or phrase and you had absolutely zero idea what the heck they were talking about? No shame; we've all frantically run to Google to quickly look up ...

Under the new UPI rules, every transaction must be verified using at least two factors, such as a PIN, OTP, or biometrics.

If you’ve ever been annoyed by entering an OTP every time your Netflix, SIP, or electricity bill gets auto-debited, there’s ...

No OTP needed for recurring payments up to Rs 15,000 after one-time approval. SIPs, insurance and credit card bills can go up ...

Accessing your Aadhaar used to depend heavily on having your registered mobile number active for OTP verification. That often ...