The average American’s defined contribution plan retirement savings rate is at an all-time high, according to Vanguard data. Yet at the same time, more Americans are tapping their 401(k)s or similar ...
More Americans are tapping their 401(k)s to cover short-term expenses. A recent Vanguard report found that 6% of 401(k) participants took a hardship withdrawal in 2025, up from 5% in 2024, continuing ...
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