Converting a traditional IRA to a Roth IRA can help you minimize taxes in retirement. But executing the conversion ...

Non-spousal recipients of an inherited Roth IRA don't enjoy the same flexibility. Although distributions from them are still ...

Let’s say a couple retires at 63 with $2 million in a traditional 401(k) and has no RMDs for a decade. Their taxable income ...

This article is about the pros and cons of Roth conversions for different age groups.

Doing a Roth conversion in any climate can be a painstaking and nerve-wracking process. That said, let’s dive into whether investors should convert their traditional retirement accounts to Roth ...

These could really trip you up.

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

When I talk to clients about Roth conversions, one of the most important benefits I highlight isn’t necessarily about their own retirement; it’s about protecting their heirs. In my experience, many ...

A traditional 401(k) balance of $800,000 looks like a retirement success story, and at age 75, with Social Security coming in and the portfolio still intact, the numbers look manageable. The IRS and ...

If it's not on your radar, you could be missing out.