You can move funds from a 401(k) plan to a Roth IRA. Here's what you should know when using these accounts in your retirement ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Touch it before 59½ and the IRS charges a 10% early withdrawal penalty on top of ordinary income tax. A $60,000 withdrawal ...

Yes, you can tap a qualified Roth IRA while still working, but 401(k) access depends on your plan's rules.

In the decades when you're planning for retirement, the focus of many savers is to build up a substantial nest egg. But after you hit retirement, the focus shifts to efficiently using the funds by ...

I encouraged my wife to take a $40,000 Roth conversion in a lower tax year. Even though she has another Roth IRA at a ...

There is no age limit on Roth conversions, so you can transfer pre-tax savings into a Roth IRA regardless of your age or ...

If you're funding a Roth IRA to have a strong retirement nest egg, your best bet is to leave that money alone.

Considering a Roth IRA conversion before RMDs? Learn if paying taxes now to avoid them later is right for you.