With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

A health insurance deductible can significantly reduce your premium, but it also requires you to bear a fixed portion of medical expenses before the insurer starts paying. Here's how deductibles work, ...

Blue Cross Blue Shield is a private insurer that offers Medicare Advantage (Part C) plans. The plans they offer have various pros and cons, including cost and coverage. Private insurance companies ...