Money’s top picks for homeowners insurance companies for 2025.

Homeonwners insurance costs have been on the rise in the last several years. The average annual premium jumped 24% between 2021 and 2024, according to a December survey of American adults conducted by ...

When you apply for a mortgage, the lender will likely require homeowners insurance before funding your loan. This insurance helps protect their investment if something unexpected damages or destroys ...

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

In July 2025, homeowners policies averaged $2,802 a year nationwide, according to data from insurance marketplace The Zebra.

A burst pipe or an unexpected storm can cause significant damage, leaving you with a big bill and a similarly sized headache. This is why homeowners insurance exists: to protect your finances from ...