While USAA offers the lowest rates for many driving records, Nationwide and Geico are strong contenders Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance ...

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For young drivers: Nationwide, $171 For middle-aged drivers: USAA*, $93; Nationwide, $107 For senior drivers: USAA*, $99; Nationwide, $102 Cheapest by driving record For drivers with an at-fault ...