💳 Dealing with a Charge-Off on Your Credit Report? Here’s What to Do: 1️⃣ Request the 1099-C – The company should have sent you this form. 2️⃣ Call Out the Inconsistency – If they say it’s not written off on taxes, remind them it’s listed as a charge-off on your credit report 📉 (that’s misleading!). 3️⃣ Take Action – Let them know legal action for fraud is on the table ⚖️ if they don’t fix it. Rocking @aporrobrand custom Cuban! ✅ Know your rights. Fight back smart. Protect your credit! 🛡️ #vi
💳 Dealing with a Charge-Off on Your Credit Report? Here’s What to Do…
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📉 Can a Charge-Off Be Removed from Your Credit Report? YES! Here’s Why ⬇️ Did you know that a charge-off can actually be removed from your credit report? 🤯 And here’s the reason… A charge-off is considered canceled debt — meaning the original creditor wrote it off and likely filed it with the IRS as a loss. 💸 According to the IRS, once a debt is canceled, it becomes ordinary income, and you may receive a 1099-C form 📄. That means it’s no longer considered debt — yet it’s still showing up on
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