Discover how credibility theory helps actuaries use historical data to estimate risks and set insurance premiums; learn how ...

Abstract: The increasing complexity of educational challenges in technical disciplines highlights the need for personalized learning systems to address diverse student needs. Traditional methods, ...

Healthcare investing offers defensive characteristics during market turbulence, yet regulatory uncertainty and political risk ...

The enhanced subsidies that many Americans, including farmers, rely on to purchase health insurance are set to expire at the end of this month. James Davis, 55, who grows cotton, soybeans and corn in ...

About 22 million Americans are currently receiving enhanced premium tax credits. Insurance subsidies that have helped millions of Americans pay for health coverage are set to expire as 2025 ends on ...

Insurance subsidies that have helped millions of Americans pay for health coverage are set to expire as 2025 ends on Wednesday. The Affordable Care Act (ACA) subsidies, or premium tax credits, help ...

Washington can barely keep the lights on between shutdown threats. Meanwhile, ordinary Americans are doing what Congress can’t: solving problems in their own communities. I learned this when I watched ...

There is an ongoing discussion about the effects of rising temperatures around the globe. For instance, a report from NASA said that extreme levels of heat stress have more than doubled in the last ...

Abstract: Diffusion models have shown impressive performance in imaging inverse problems but typically require retraining for specific degradations, which limits their adaptability. To address this ...

Billy and Lucy Hursh had no desire to become the named plaintiffs in a landmark case. They just wanted their roof fixed. After a hail storm left the roof of their Tulsa, Okla. area home in such bad ...

In addition to our main Game of the Year Awards 2025, each member of the PC Gamer team is shining a spotlight on a game they loved this year. We'll post new personal picks each day throughout the rest ...