Personal loans are a form of installment credit, repaid in regular increments over a set period. They have lower interest rates than credit cards, making them a good option for home renovations, ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

SoFi is an online lender that offers a range of products, including large personal loans that you can use for various purposes. SoFi requires a minimum credit score of Does not disclose and an annual ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Katrina Ávila Munichiello is an experienced editor, writer, fact-checker, and proofreader ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Michael Logan is an experienced writer, producer, and editorial leader. As a journalist, he ...