Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

Trump proposes a 10% credit card interest cap to stop Americans being “ripped off”. Explained: how it works, potential ...

Your score reflects both personal and business financial data, including credit history, revenue, time in business and any ...

President Trump has proposed capping credit card interest rates at 10% for a year. Financial experts say the idea comes with ...

The Trump administration is resuming withholding wages from student loan borrowers in default. Here are some steps you can ...

RadCred reports rising demand for personal loans below 580 credit scores as AI approvals expand and lending rules tighten in the U.S.

President Donald Trump’s proposal to impose a one-year 10% cap on credit card interest rates is being met with indifference ...

President Donald Trump’s proposal to impose a one-year 10% cap on credit card interest rates is being met with indifference ...

Behind on bills and tempted to look the other way? Consumer Investigator, Rachel DePompa explains why ignoring debt can make ...

The federal government is officially resuming wage garnishment for federal student loans, beginning today, January 7, 2026.

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...