Though credit cards offer a plethora of perks like welcome bonuses, access to airport lounges and rewards on everyday spending, there are some downsides to holding a credit card, like paying late fees ...

The third Saturday in January is National Use Your Gift Card Day. In 2026, that's Saturday, Jan. 17. Nearly half of Americans (47%) have at least one unused gift card or store credit, with an average ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

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