Understanding which licenses and processes are required to sell variable annuities is an essential step for financial professionals–including financial advisors, brokers or insurance agents–who are ...

Small businesses and new start-ups must keep close watch on their manufacturing costs to make a profit. The term "variable manufacturing cost" applies to accounting methods to track business expenses ...

Linux 101: What are environment variables? Your email has been sent Jack Wallen introduces you to Linux environment variables. What are they and how are they set and ...

Suze Orman doesn’t like them. Some journalists are suspicious of them. Fee-only financial advisors generally avoid them. I believe the public generally gets ripped off when they buy them. What are we ...

At its core, a variable annuity is designed to provide a steady stream of income during retirement. But these financial products are more complex, costlier and riskier than other types of annuities.

While I discussed a variety of ways that insurance companies manage the risks around supporting lifetime income guarantees, fees are the headline mechanism for managing the guarantee risk. Fees can be ...

Determining your fixed and variable expenses is paramount to effectively building a budget. But while accounting for necessary costs is a simple and straightforward task, including discretionary ...

Styles, technology, labor issues and economic conditions are variables that affect virtually every industry. Each of these factors plays a distinctive role in shaping the business end of fashion. The ...

Fixed expenses are consistent and expected bills you pay each month, such as a mortgage or rent, a cellphone bill and a student loan payment. Car insurance, home insurance and life insurance are also ...