It’s not uncommon to carry multiple credit cards, but how many is too many? On average, the American credit card holder carries 3.9 active cards in their wallet. And while that statistic doesn't offer ...

Will your FICO® Score go down if you open too many credit cards? And how many cards is "too many," anyway? The short answer is that it doesn't matter how many credit cards you have -- as long as you ...

How many and what type of credit cards should you have? The answer is not only different for each person, but also likely to evolve with your finances, spending, knowledge and the offers available to ...

With nearly 75% of Americans shopping with credit cards (1), this form of payment is undoubtedly popular. In fact, it’s quite common for Americans to carry multiple credit cards in their wallets. Take ...

Stephen J. Bronner is a freelance journalist and public relations consultant. Over his more than a decade in the field, he has written articles and guides on retirement, personal finance, mortgages, ...

Credit card debt in the U.S. is $1.23 trillion dollars at the end of Q3 2025, according to the most recent data available ...