Workers' compensation rates are affected by several factors. Learn what workers' compensation covers, and how to calculate rates and meet requirements.

Many employers have their workers’ compensation premiums adjusted according to their experience modification. However, too many employers don’t understand how this number is calculated or how it ...

Your experience modification factor or mod is the single most important controllable factor of your workers comp pricing. Depending on your experience mod you could either be paying 50% less than your ...