Mortgage rates saw significant improvements in 2025, but will that continue this month? Here's what to know now.

HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

Most Fed officials currently estimate that the long-run neutral rate falls between 2.5% and 3%, but roughly 4.5% to 5% when ...

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

The average long-term mortgage rate dipped to 6.15% from 6.18% last week, mortgage buyer Freddie Mac said Wednesday. That’s ...

Angelica Leicht is a seasoned personal finance writer and editor with nearly two decades of experience but just one goal: to help readers make the best decisions for their wallets. Her expertise spans ...

David Rodeck specializes in making insurance, investing, and financial planning understandable for readers. He has written for publications like AARP and Forbes Advisor, as well as major corporations ...

One way borrowers can get a lower interest rate is by putting more money down upfront. This strategy, called a mortgage buydown, involves buying mortgage points that lower your rate by a certain ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Heart rate reserve (HRR) is the difference between your resting heart rate and your maximum heart rate. Knowing this number can help you train and work on your fitness goals. Your heart rate reserve ...

Your target running heart rate may vary depending on your age and fitness level. Other factors like heat, humidity, and stress levels can also affect your heart rate. Your heart rate, or pulse, is ...