A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

When a loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically ...

See the tax advantages and downsides.

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Insurance policies hold immense significance for business owners and professionals, as they can be a safety net for life's unexpected curveballs and can also assist business owners and professionals ...

Sure, it's pricey, the policies are confusing, and the claims process is slow, but insurance is essentially the friend who ...

Find out the estate-planning advantages of joint life insurance.

Retirement is the perfect time to simplify your life — and that includes your insurance. But knowing which policies to keep, drop or tweak isn’t always obvious. Some coverage becomes less necessary ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...