Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

That doesn’t mean the industry doesn’t tweak existing products and processes regularly – and there are several areas in which ...

One of the most notable changes coming next year is the widespread introduction of death benefit securitization products across all life insurance companies. Initially rolled out by five major ...

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Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account that you get to decide how to invest. Variable life insurance ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Find out more about its costs and coverage options.

Globe Life offers life insurance products for adults and children with coverage amounts up to $50,000. The simple application process requires no medical exam or waiting period, and rates start as low ...

Mary Hall is a editor for Investopedia's Advisor Insights, in addition to being the editor of several books and doctoral papers. Mary received her bachelor's in English from Kent State University with ...