In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...
The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...
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What do FICO score versions really mean?
A comprehensive examination of the various versions of FICO scores has been made available, shedding light on their significance for personal finance. This exploration is crucial as recent trends, ...
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