When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Your credit score is a key that unlocks most of the major financial products anyone will ever need: credit cards, car loans, ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

CIC Credit has announced that it will participate in the FICO Mortgage Direct License Program, a new initiative from global analytics software provider. The program streamlines score access, enabling ...

FICO’s agreement to release long-delayed historical 10T data clears the final obstacle to implementing more modern, inclusive credit scoring models at Fannie Mae and Freddie Mac In a move that Federal ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...

Building on FICO's trailblazing work in cash flow scoring with the initial release of the UltraFICO® Score, this collaboration with Plaid—whose market-leading infrastructure enables ...