A low credit limit requires discipline if you want to keep your utilization low and have a healthy credit score.

A Reddit user earns a good income, pays his bills on time, but has no credit cards. The poster is wondering if he should get a card to pay bills and how the process will work. Autopaying your bills on ...

Most people set their credit card to autopay once a month and don't think twice about it. That's totally fine. But a few years ago I randomly fell into the habit of paying mine every single week ...

Learn what total finance charges are, how they're calculated, and see examples to manage credit card debt effectively. Discover common finance charges and saving tips.

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...

What you can do about mistakes and other issues once you spot them. May 26, 2013 — -- intro: You're reviewing your bills and do a double take. There's a charge on your credit card bill for a ...

Learn how minimum finance charges work, when they're applied, and what they mean for your credit card balance. Understand tips to avoid unnecessary fees.

Your debt will be turned over to a collection agency, and your credit score will likely take a severe hit. Here's what to do about it. Many or all of the products on this page are from partners who ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...