The 4% rule is a common retirement withdrawal strategy. We'll discuss how it works, how it has changed, and its pros and cons ...

A popular retirement strategy known as the 4% rule may need some recalibration for 2025 based on market conditions, according to new research. The 4% rule helps retirees determine how much money they ...

Forbes contributors publish independent expert analyses and insights. I write about building wealth and achieving financial freedom. Mar 30, 2024, 11:21am EDT Mar 30, 2024, 11:22am EDT One of the most ...

You might want to rethink everything you thought you knew about retirement withdrawals. The famous 4% rule, which has guided ...

After decades of hard work, retirement should be a time to enjoy the fruits of your labor. But figuring out how to make your retirement funds last, especially in an uncertain or volatile economy, is ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

The 4% rule has long been the north star for the FIRE community. There is a reality today where the 4% rule needs to be increased to account for rising inflation. The financial advisor who created the ...

Retirees, planners, and advisors alike have all used the 4% rule for decades now. Since its discovery in the 1990s, the 4% rule is very straightforward: You withdraw 4% of your savings in the initial ...

The 4% Rule creator later admitted his 1994 calculations used flawed assumptions from 1968 economic conditions. Bengen revised his SAFEMAX rate to 7% over longer periods after factoring in historical ...

Planning for lasting retirement income requires a thoughtful strategy, especially with factors like longevity, market volatility and evolving lifestyle needs in play. As retirement approaches, one of ...

The 4% rule was developed in the 1990s by financial advisor William Bengen. According to Bengen, people could withdraw 4% of their retirement savings in their first year and then adjust annual ...

The 4% withdrawal rule may leave retirees short on income despite being a common benchmark for retirement planning. A stock-heavy portfolio could support a 6% annual withdrawal rate instead of 4%.